- What is insurance? (It’s basically a way to protect your stuff. For example, car insurance saves you from paying for expensive damages to your car. If you pay your bill each month, the insurance company promises to fix your vehicle when you get in an accident.)
Insurance is something that people buy to protect their stuff—and often, it’s a smart idea. For example, your parents probably have health insurance to guard against big medical expenses. If someone in your family lands in the emergency room, the insurance company will cover the huge hospital bill.
However, some people have gone a little overboard with insurance. You can protect almost anything, but it’s not always worth it. For example, did you know that you can buy mustache insurance? Maybe it rescues you from villains with—razors??
Let’s read about a few of the most ridiculous insurance policies that money can buy.
Read a few items from the following list to your students:
11 of the Most Unusual Things People Have Ever Insured
- If you had the money, would you buy an unusual insurance policy for something? If so, what would you insure? (Accept all reasonable answers, encouraging creative but appropriate responses.)
- Suppose you could buy insurance to protect the most valuable thing in your life. What would you insure and why? (Encourage students to take this question more seriously. Be prepared to answer this question thoughtfully on your own behalf: what would you protect?)
For some things in our lives, insurance is a very good idea. Anyone who gets into a car accident is glad they have auto insurance!
- But there’s one large problem with all insurance—has anyone spotted what it is? What’s the biggest issue with counting on insurance to protect your stuff? (The only remedy insurance can offer when you lose something is But money may not be what you really need. For example, if you break a leg in a car accident, an insurance company can pay your hospital bill. But it can’t magically mend your bones and make it as though the accident never happened.)
Insurance is a good way to protect some things in your life, but it’s not a perfect solution. Life offers no guarantees. You can always lose things that are valuable to you, and money may not be enough to get them back. That’s why all of us worry about loss—whether we have insurance or not.
Jesus has a radically different plan to keep us from worrying about loss. Instead of saying He’ll protect our stuff like an insurance company, He wants us to give it away! Let’s learn what He meant in the Gospel of Mark.